Privacy Policy

This Site is operated by Arca and has been created to provide information about our company, including our financial insights blog (together with the Site) to our visitors and users (“you”, “your”). This Privacy Policy sets forth our policy with respect to information, including personally identifiable data (“Personal Data”) and other information that is collected from visitors to the site.
 
What Does This Privacy Policy Cover?
This Privacy Policy covers the treatment of personally identifiable information ("Personal Information") gathered when you are using or accessing the Site.
 
What Information Do We Collect?
Information We Collect: When you interact with us through this site, we may collect Personal Data and other information from you, as further described below (and for any other business purpose stated when collecting your Personal Data or as otherwise set forth in applicable data privacy laws), Personal Data That You Provide Through the Site: We collect Personal Data from you when you voluntarily provide such information, such as when you sign up for our mailing list or contact us with inquiries.
 
By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to the Services, you acknowledge and agree that such Personal Data may be transferred to Arca and/or authorized third parties referred to herein located in the United States.
 
IP Address Information and Other Information Collected Automatically:
We automatically receive and record information from your web browser when you interact with the Site, including your IP address and cookie information. This information is used for fighting spam/malware and also to facilitate collection of data concerning your interaction with the Site (e.g., what links you have clicked on).

Generally, the Site collects usage information, such as the number and frequency of visitors to the Site. We may use this data in aggregate form, that is, as a statistical measure, which in certain cases could be used to identify you personally ("Aggregate Information"). This type of aggregate data enables us and third parties authorized by us to figure out how often individuals use parts of the Site so that we can analyze and improve them.
 
Email Communications:
We may receive a confirmation when you open an email from us. We use this confirmation to improve our customer service.
 
Information Collected Using Cookies:
Cookies are pieces of text that may be provided to your computer through your web browser when you access a website. Your browser stores cookies in a manner associated with each website you visit. We use cookies to recognize your web browser and tell us how and when you visit the Site and otherwise use the Services through the Internet.
Our cookies do not, by themselves, contain Personal Information, and we do not combine the general information collected through cookies with other Personal Information to tell us who you are. Most browsers have an option for turning off the cookie feature, which will prevent your browser from accepting new cookies, as well as (depending on the sophistication of your browser software) allowing you to decide on acceptance of each new cookie in a variety of ways. This Privacy Policy covers our use of cookies only and does not cover the use of cookies by third parties. We do not control when or how third parties place cookies on your computer. For example, third party websites to which a link points may set cookies on your computer.
 
We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site and enhance your experience when you use the Site. For more information on how Google uses this data, go to www.google.com/policies/privacy/partners/.
 
IP Address Information:
While we may collect and store IP address information, that information is not made public. We may at times, however, share this information with our partners, service providers and other persons with whom we conduct business, and as otherwise specified in this Privacy Policy.
 
Usage Information:
Our Use of Your Personal Data and Other Information: We use the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Site, we will use your Personal Data to provide you with access to our site and to monitor use.
 
Arca and its subsidiaries may also use your Personal Data and other personally non-identifiable information collected through the Site to help us improve the content and functionality, to better understand our users and to improve the Site. Arca may use this information to contact you in the future to tell you about products we believe will be of interest to you. If we do so, each marketing communication we send you will contain instructions permitting you to "opt-out" of receiving future marketing communications. In addition, if at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated at the bottom of this page.
 
Information Shared with Our Service Providers:
We employ and contract with people and other entities that perform certain tasks on our behalf and who are under our control (our "Service Providers"). We may need to share Personal Information with our Service Providers in order to provide products to you. Unless we tell you differently, our Service Providers do not have any right to use Personal Information or other information we share with them beyond what is necessary to assist us. You hereby consent to our sharing of Personal Information with our Service Providers.
Information Disclosed for Our Protection and the Protection of Others:
 
We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Service, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect our rights, property or safety, our users and the public. This includes exchanging information with other companies and organizations for fraud protection and spam/ malware prevention.
 
Is Information About Me Secure?
We seek to protect Account information to ensure that it is kept private; however, we cannot guarantee the security of any Account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time.
 
We otherwise store all of our information, using industry-standard techniques. We do not guarantee or warrant that such techniques will prevent unauthorized access to information about you that we store, Personal Information or otherwise.
 
California Privacy Rights: Under the California Consumer Privacy Act (“CCPA”), as amended in 2020, California residents have the right to know about the personal information a business collects about them and how it is used and shared; the right to delete personal information collected from them (with some exceptions); the right to opt-out of the sale or sharing of their personal information; and the right to non-discrimination for exercising their CCPA rights. In addition, CCPA now also provides California consumers with the right to correct inaccurate personal information that a business has about them, and the right to limit the use and disclosure of sensitive personal information collected about them.
If you are a California resident and would like a copy of the CCPA notice that applies to your rights, please contact us at: info@ar.ca
 
What Happens When There Are Changes to This Privacy Policy?
We may amend this Privacy Policy from time to time. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used. If we make changes in the way we collect or use information, we will notify you by posting an announcement on the Site or sending you an email. A user is bound by any changes to the Privacy Policy when he or she uses the Site after such changes have been first posted.
 
What If I Have Questions or Concerns?
If you have any questions or concerns regarding privacy using the Site, please send us a detailed message to info@ar.ca. We will make every effort to resolve your concerns.